We aim to help individuals and families eliminate debt without bankruptcy using a proven and structured system. Our mission is to provide clear guidance, real solutions, and ongoing support so our clients can rebuild their financial future with confidence.
The cost of the Debt Liquidator Program depends on the number of collections and the total amount of debt you have. Our pricing is structured as follows:
For debt portfolios exceeding these amounts or involving more than 15 collections, pricing will be determined through individual negotiation.
No, only unsecured ones, such as your credit card companies, banks, and bill collectors for such things as unsecured signature loans, hospital and doctor bills, and possibly deficiency judgments as well as residence lease payments, etc.
Upon joining the program, you will be assigned a secure Certified Electronic Signature. We will primarily communicate through email. You’ll simply scan and send us any collection letters you receive from debt collection agencies (not letters from your original creditors). Communication will occur on an ongoing but intermittent basis throughout the entire process. We will also schedule phone calls as needed — especially at the beginning — and periodically thereafter until your case is successfully resolved.
Yes. We accept all major credit cards, Bitcoin, cash, and checks.Please note that we will begin work on your case once any check payment has fully cleared.
In some cases, yes — but not always. If a creditor has already sued you and obtained a judgment (for example, a credit card company/collector that has won a lawsuit and filed for wage garnishment), our ability to provide protection may be limited. To determine whether the Debt Liquidator Program can still help in your specific situation, we will need to review all of your documents and case details.
No, that term is a misnomer. The only true way to eliminate your unsecured debt is to pay it off. Don’t be fooled by anyone using this term.
In October 2005, a major bankruptcy reform bill went into effect. That legislation significantly changed the landscape of bankruptcy in the United States. Chapter 7 bankruptcy — which was previously the most common way for individuals to discharge unsecured debt — suddenly became much more difficult to qualify for. Unless a person is essentially destitute with little prospect of future income, they are now typically required to file under Chapter 13. This requires attending a credit counseling class and passing a “means test,” which determines what percentage of your debts you will still be responsible for repaying. That percentage can be as high as 60% or 65%. Under Chapter 13, your income becomes subject to court oversight. A trustee is appointed to distribute your payments according to established criteria, leaving you with only a portion for basic living expenses. This court-appointed trustee maintains control of your income until the repayment plan is completed, which can last up to five years. The Debt Liquidator Program allows you to avoid bankruptcy entirely. There is no means test, no court-appointed trustee, and no long-term payment plan. You remain fully in control of your income and assets.
A better term is probably “debt solution” because what you are really looking for is a way to solve your debt problems. Resolving debt problems could include debt settlement, bankruptcy, or bill consolidation. We have chosen to solve your debt problems by enacting the laws found in the FDCPA, causing the collectors to sell the debt to another debt collector for less each time the uncollected debt gets sold. This is what allows us the negotiating power for a positive settlement.
Only by paying it off. Many companies selling programs promising to legally eliminate your debt will use confrontational approaches in the courts to challenge the validity of credit cards and the extension of credit. The hole in these systems, no matter how good they sound and how logical they may appear, is that there will always be that one individual – the judge – over whom no one has control.
In debt consolidation you move unsecured debt into secured debt, frequently by using a second mortgage on your home. While a lower interest rate may seem appealing, in the long run you will pay out much more with consolidation than with any other program. The only way to judge it is to do the math.
The Debt Liquidator Program was written by a licensed attorney with over 30 years’ experience using the FDCPA, the FCRA, among other established laws to protect the consumer.
Like any other debt situation, your credit report will be negatively impacted for at least a year depending on what your end goal is. If you settle your debt in about a year as we typically see, then your credit score will begin to rise quickly due to the Fair Credit Reporting Act (FCRA) laws we use during the process of debt settlement.
If you reside in PA, NC, SC, or TX, there is little need for concern. Customers not in those states do have exposure to wage garnishment. Garnishment protection is a vital aspect of our Debt Liquidator program. It is the same exposure you have under any debt settlement. However, going through the steps in our Debt Liquidator program will stop your creditors from being able to garnish your wages or assets.
Yes, they are… but not paying for them will result in your being blacklisted by them, which will potentially result in future problems for you. Something to think about before you decide not to pay them.
Yes. It will take about 15 years for you to do so, assuming you make no more purchases. You’ll pay about 60% of your current balance in interest.
More than likely they will shut the card down completely and quickly. Be certain to move any money you have in a checking; savings or other monies deposited in accounts at (Bank) to a different bank because they have legal authority to seize those accounts in house to cover debts you owe them.